We take the Stress out of Mortgage Renewals

Author: Homeguard Funding Ltd. | | Categories: Home Financing , Homeguard Funding , Mortgage Renewal , Stress-Free Mortgage

Simplifying Mortgage Renewals: How Homeguard Funding Ltd. Makes It Stress-Free

Are you feeling overwhelmed by the complexity of renewing your mortgage? You're not alone. Many Canadian homeowners find the mortgage renewal process daunting, filled with jargon and uncertainty about getting the best deal. At Homeguard Funding Ltd., we understand these challenges and are here to help you navigate the process smoothly and efficiently.

In 2025 & 2026 statistics show that renewing mortgages will have an increase of 20% to 45%.  So to give you an idea, if your monthly mortgage payment is currently $2,500, you could see an increase to over $3,650.  That's over $1,100/month coming out of your monthly household budget.  Homeguard Funding Ltd. and our agents are prepared with sound strategies to assist you with your upcoming mortgage renewal to help avoid this payment shock.

Understanding the Challenge

Renewing a mortgage often involves comparing various lenders, understanding fluctuating interest rates, and deciding whether to stick with the current lender or switch. It's a decision that could affect your financial health for years to come.

Case Study: John's Journey to a Stress-Free Renewal

John, a resident of Barrie, was anxious about his mortgage renewal. He wasn't sure if he was getting the best rate from his current lender. After consulting with Homeguard Funding Ltd., John was able to compare multiple offers and secured a deal that saved him thousands over the term of his new mortgage.

Solutions to Streamline Your Mortgage Renewal

  • Expert Guidance: Our team provides personalized advice based on your specific financial situation.
  • Rate Comparison: We compare rates from multiple lenders to ensure you get the best deal.
  • Seamless Process: We handle all the paperwork and negotiations, making the process as smooth as possible for you.


Renewing your mortgage doesn't have to be stressful. With the right help, you can secure a deal that benefits your financial future. Homeguard Funding Ltd. is committed to providing you with the expertise and support you need to make informed decisions during your mortgage renewal.

Homeguard Funding Ltd., with offices located at 100 - 17345 Leslie St, Newmarket, ON L3Y 0A4, and 30 Quarry Ridge Road, Barrie, ON L4M7G1   an specializes in making mortgage renewals straightforward and beneficial for homeowners across Ontario. Contact us today to see how we can help make your next mortgage renewal stress-free.