Original Article Source Credits: Money Sense , https://www.moneysense.ca/

Article Written By: Alexandra Macquee

Original Article Posted on : Nov 4, 2019

Link to Original Article: https://www.moneysense.ca/spend/real-estate/how-does-reverse-mortgage-work/

Letter of Appreciation to our President, Wayne Sudsbury for his contribution to the 2nd 2019 Broker Advisory Meeting. We’re so grateful to have everyone come together to provide meaningful insights and perspectives that inform how we at Home Trust can continue to improve. The work you have done this year will have an impact on how we view future decisions regarding our broker partnerships and our interactions with the broker community. As a result of the success of this initiative, we are proud to announce we will continue broker advisory sessions next year and for years to come to gather more…

https://www.thestar.com/business/personal_finance/2019/11/04/this-couple-planned-to-downsize-for-retirement-but-the-mortgage-stress-test-wouldnt-let-them.html?fbclid=IwAR3d6ZAvmBlEHK0WpawAveyHdAT_wWuK6xIRcLgJLYK1oFYDybo2L4z5BzQ

Original Article Source Credits:The Globe and mail, https://www.theglobeandmail.com

Article Written By: ROB CARRICK

Original Article Posted on :SEPTEMBER 17, 2019

Link to Original Article:https://www.theglobeandmail.com/investing/personal-finance/article-how-to-build-a-credit-score-that-gets-you-a-great-mortgage-rate/

Homeguard Funding Ltd. President Wayne Sudsbury, is pleased to be part of the Home Trust 2019 Broker Advisory Group. 

Original Article Source Credits:Government of Canada, https://www.canada.ca

Article Written By:

Original Article Posted on :

Link to Original Article:https://www.canada.ca/en/financial-consumer-agency/services/mortgages/down-payment.html

Selected by the members of the Canadian Mortgage Hall of Fame Academy in recognition for their contribution and service. Congratulations to our own Wayne Sudsbury!!

Original Article Source Credits:Better dwelling, https://betterdwelling.com

Article Written By:Daniel Wong

Original Article Posted on :OCTOBER 7, 2019

Link to Original Article:https://betterdwelling.com/canadian-mortgage-growth-is-surging-higher-and-hasnt-done-this-in-over-2-years/#_

Original Article Source Credits: Huffpost , https://www.huffingtonpost.ca

Article Written By Daniel Tencer

Original Article Posted on : 08/29/2019 

Link to Original Article: https://www.huffingtonpost.ca/entry/mortgage-rates-canada_ca_5d654c27e4b0d2fa2db1e424 

Original Article Source Credits: Better Dwelling,https://betterdwelling.com

Article Written By Daniel Wong

Original Article Posted on : SEPTEMBER 3, 2019

Link to Original Article: https://betterdwelling.com/canadian-mortgage-growth-picks-up-but-is-still-the-slowest-in-over-20-years/

Happy Homeguard Anniversary to Grant Brown. Grant has been with Homeguard for 18 years and we couldn't be happier!

Thanks to all of those who participated. A great time was had by all!

Advice for Credit Challenged Clients In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit into the traditional banks’ financing boxes as easily as they may have just a year ago. Your best solution is to consult your mortgage professional to determine whether your situation can be quickly repaired or if you face a longer road to credit recovery. Either way, there are solutions to every problem. Mortgage professionals who are experts in the credit repair niche can help credit challenged clients improve their situations via…

Scheer promises improved Conditions in the Canadian Housing Market http://bit.ly/2kTgzCe

Dealing with Mortgage Payment Difficulties http://bit.ly/32Bb0bR

The CMHC First-Time Home Buyer Incentive (FTHBI) helps qualified first-time homebuyers reduce their monthly mortgage carrying costs without increasing their down payment.

The FTHBI could be of great value when leveraged with the right mortgage solution from B2B Bank.

Your client may be eligible if:

Bank of Canada reveals latest interest rate decision https://www.mortgagebrokernews.ca/business-news/bank-of-canada-reveals-latest-interest-rate-decision-303697.aspx?utm_source=%7B%7Bcontact.platform%7D%7D&utm_medium=%7B%7Bcontent.updated%7Cdatetimeformat(%27%25Y%25m%25d%27)%7D%7D&utm_campaign=%7B%7Bcontent.campaign_name%7D%7D&utm_content=%7B%7Bcontact.emailmid%7D%7D&tu=%7B%7Bcontact.emailmid%7D%7D

Here's What you need to know about the First-Time Home Buyer Incentive Program https://www.ctvnews.ca/politics/here-s-what-you-need-to-know-about-the-first-time-home-buyer-incentive-1.4574508

First time Home buyers could save $286 a month on mortgage payments under new federal program. http://bit.ly/2ZEd5BS  

Choosing  Your Mortgage Amortization Selecting the length of your mortgage amortization period – the number of years it will take you to become mortgage free – is an important decision that will affect how much interest you pay over the life of your mortgage. While the lending industry’s benchmark amortization period is 25 years, and this is the standard that is used by lenders when discussing mortgage offers, and usually the basis for mortgage calculators and payment tables, shorter or longer timeframes are available – to a maximum of 35 years. The main reason to opt for a shorter amortization period is that…