Why Use a Homeguard Mortgage Professional

  1. Mortgage Professionals work for you, not the bank!
  2. Mortgage Professionals have access to a wider variety of products and services compared to banks
  3. Mortgage Professional’s service is free!


Generally, there are two ways of getting a mortgage in Canada: from a bank or from a licensed mortgage professional. Twenty years ago people only utilized mortgage brokers and agents when they could not get approved by the bank. A lot has changed since then and mortgage professionals are able to provide the same service your bank does, often better.


The major difference between a bank and a mortgage professional is that mortgage professionals work in your best interest and not the banks. A bank specialist has a limited number of products from their own institution, and while it may not be the best mortgage product out there, they will do their best to sell you their product in order to get your business. However, mortgage professionals offer their clients more choice, and access to hundreds of mortgage products. They have access to a wide variety of lenders including the Canada’s largest banks, credit unions, trust companies and private funds. Because they don’t work for a specific lender you will be sure to receive impartial advice.


A mortgage professional’s services are free! Only for the most challenging credit solutions a fee maybe charged. It is in these unique situations that a mortgage professional can find creative mortgage solutions that banks are not willing to offer to their clients. If there is a cost, you will be advised of those costs up front.


If you have the ability to use the services of a mortgage professional, and have them do all your mortgage leg work at no cost, why would you not take advantage of the offer?


It’s important that you are making an educated buying decision with professional unbiased advice.


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