Mortgage Matters Newsletters
| What's in store for each Issue? |
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Saving Your Home Should Financial Disaster Strike |
It All Adds Up |
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New Mortgage Rules in Effect |
Finding Funds |
Issue 4
Finding Funds
You Know that thrill you get from finding a forgotten $20 bill in the pock of some clothing you have worn for awhile? Don't you wish you could "find" money like that regularly? You might actually have a lot more money in your home, just waiting to be discovered!
The Epicurian Centre
What's the recipe for a fabulous, functional kitchen? This question is key whether you're buying a new home, renovating your current one to make it more appealing to potential buyers, or enhancing it for your own enjoyment. Included in this newsletter is a list of essential epicurean kitchen ingredients.
Avoiding Rejection
Few things are more heartbreaking than finding the perfect home for you, but then getting turned down for a mortgage. By knowing some of the common reasons lenders reject otherwise qualified applicants, you can be proactive in avoiding them.
Buying, or "Just Looking"?
Is your home on the market? If so, it's important you know with whom you're dealing with as far as potential buyers are concerned. Some types of buyers are less desirable than others - to learn which, download this newsletter.
Click here to download Mortgage Matters - Issue 4
Issue 3
New Mortgage Rules In Effect
The hot real estate market in Canada is being credited for leading us out of recessions. With the low interest rates available, and a minimum of only a 5% down payment required to buy a home consumers have been flocking to the housing market in droves. But is this increased activity as positive as it appears?
Buy Design
May you don't have the time or know-how to do it yourself. Or perhaps you and your significant other simply can't reconcile your disparate tastes. Whatever your reason is for hiring a professional interior designer to decorate your home, here's some advise to help make the experience a success.
Best Person for the Job
No one knows your home better than you, right? But who's the best person to determine what you should list your home for, to sell it in a reasonable time period? A real estate sales representative, that's who!
You Can Take It With You!
With interest rates at record lows, you have negotiated an attractive mortgage for your current home. But what if you decide, or need, to move? What would happen to your ideal mortgage terms? Consider taking your mortgage with you or allowing the buyer to take over your mortgage as an option.
Click here to dowlnoad Mortgage Matters - Issue 3
Issue 2
It All Adds Up....
Mortgage brokers work with a variety of clients: First-timers looking to enter the housing market, homeowners looking to upsize or downsize their present living arrangments, people entering their first joint property arrangements; others going separate ways; and a multitude of other situations. Whatever you circumstance, it's always wise to refresh yourself on some basic mortgage matters.
Household Hazards
As we grow more conscientious about our health, our impact on the environment, and how we spend our money, we become more choosey about the products we will - and will not - allow into our homes. In this newsletter you'll read five chemical commonly found in household cleaning products that you are urged to avoid.
The Eyes Have It
Of all of our five senses, sight has the greatest influence over a buyer's decision to buy - or not to buy. To make your home the apple of buyers' eyes, appeal to their senses of sight.
Onward & Upward
Homeowners who are looking to move up have new considerations to make now, ones they didn't have as first-time buyers. So for all move-up buyers, here's some advice.
Important News for Seniors
Millions of seniors across the nation are struggling with day-to-day costs, initiating efforts from unscrupulous "financial advisors." Before signing any type of financial agreement involving your home or other assets - no matter how seemingly easy and financially beneficial - please make sure the agreement is reviewed by a professional.
Click here to download Mortgage Matters - Issue 2
Issue 1
Saving Your Home Should Financial Disaster Strike
Life has a habit of throwing unexpected twists at us when we least expect them. While it's not a good to live in a constant state of worry, it is good to have a general idea of what our loan options are should job loss or other financial trouble strike. That's where the advice of a good mortgage broker comes in handy.
Decor Dilemmas
Decorating a home can be harder than anticipated. Those of us who aren't interior designers, ad who may therefore welcome a little help, might be interested in reading about these five common decor dilemmas - and their solutions.
Selling Strategy
Gone are the days - for now, at least - when sellers sparked bidding wars and were able to sell properties for more than their asking price. Buyers are in the driver's seat now. In this issue there are some tips for selling your home in a buyer's market..
Insurance Ideas
What better time than now to discuss how you can save money on your homeowners insurance? Here are a few different ways you may be able to pay less.
Is Now a Good Time to Refinance?
With interest rates at their lowest point in years may Canadians are considering refinancing their mortgages to take advantage of the interest savings. It can be nerve-racking to make this type of decision though, especially if you're not clear on how refinancing works. Wondering if you should or not?
Click here to download Mortgage Matters - Issue 1
