Get the Homeguard Edge
Let Homeguard Funding Ltd. assist you to create your own downpayment using the Government of Canada's Home Buyers Plan.
- Four Steps to Home Ownership
- RRSP Home Buyers Plan (HBP)
- Building your future Retirement Fund
- What's Next....
It's easier than you think!
Making the decision to buy is more important than having the money or all the answers.
Four Steps to Home Ownership:
1. DECIDE TO BUY:
The first and most important step toward purchasing your first home is making the decision to buy. Until you decide to buy.....home ownership is still a dream!
2. PRE-QUALIFY:
The second step to take is financial pre-qualification. This service is normally provided at no cost to you. A First Time Buyer Mortgage Specialist can help you shop for the most competitive mortgage rates and terms available in the market place today, as well as answer any questions you may have. How much money do you really need? How much will the financial institution lend to you? What can you really afford? Budgeting and planning are necessary to make home ownership enjoyable and rewarding. Make an informed and educated decision...pre-qualify before you buy!
3. RECRUIT A TEAM:
When making one of the largest financial decisions of your life, don’t wing it! Recruit a team of professionals as the third step toward home ownership. Experts in their fields can educate you, guide you, coach you and protect you, every step of the way. You already have a First Time Buyer Mortgage Specialist, so now build your team. If you don’t already have one, add a Real Estate Professional who will work with you under a Buyer Agency agreement; a Lawyer, who works with First Time Home Buyers, and who’s primary practice is Real Estate Law; a qualified Home Inspector to ensure you are purchasing a problem free home; and finally, an Insurance Representative to arrange for Home Insurance. Rely on the expertise of your team of professionals...remember, this is what they do, all day... every day!
4. REALIZE YOUR DREAM:
The fourth, and final step, is working with your team of professionals to find the right financing, the right home, and making the right move... to make your dream of home ownership a reality!
